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Bear State Visa Debit Card

Bear State Bank’s Visa Debit Cards now come with chip card technology, or EMV, which includes an added layer of protection. The embedded microchip makes it more difficult to duplicate the card, which provides greater security when trying to prevent fraudulent activity.

Use your free Bear State Visa Debit Card to make purchases every day- online and on the go. The money is seamlessly drafted directly from your account. The new cards are equipped to perform both a chip-based transaction as well as a magnetic stripe-based transaction. Wherever you see the Visa symbol, simply dip the chip or swipe, sign and go!

  • Free with all Bear State checking accounts*
  • Avoid check-writing stress (you know, like when the pen won’t write)
  • Works as an ATM card
  • Get a detailed transaction description on your monthly statement
  • Safe and secure method of payment

*Approval required to receive ATM/Debit card with Renew Checking account.


All new Bear State Debit Cards are being issued with this chip technology. Once your existing card expires, your replacement will be an EMV debit card. Need a debit card today? We can instantly issue a new EMV debit card at the following locations:

  • Harrison  //  1401 Hwy 62/65 North, Harrison, AR 72601
  • Hot Springs  //  135 Section Line Road, Hot Springs, AR 71913
  • Jonesboro  //  2009 Browns Lane, AR 72401
  • Mena  //  600 Hwy 71 South, Mena, AR 71953
  • Rogers  //  2000 Promenade Blvd, Ste 103, Rogers, AR 72758
  • Springfield // 3550 South National, Springfield, MO 65807