Bear State Bank’s Visa Debit Cards now come with chip card technology, or EMV, which includes an added layer of protection. The embedded microchip makes it more difficult to duplicate the card, which provides greater security when trying to prevent fraudulent activity.
Use your free Bear State Visa Debit Card to make purchases every day- online and on the go. The money is seamlessly drafted directly from your account. The new cards are equipped to perform both a chip-based transaction as well as a magnetic stripe-based transaction. Wherever you see the Visa symbol, simply dip the chip or swipe, sign and go!
*Approval required to receive ATM/Debit card with Renew Checking account.
All new Bear State Debit Cards are being issued with this chip technology. Once your existing card expires, your replacement will be an EMV debit card. Need a debit card today? We can instantly issue a new EMV debit card at the following locations:
SecurLOCK Communicate, a fraud alert management service, is available for your Bear State debit card. This service is designed to provide you with the opportunity to actively engage in our fraud protection and detection strategies and decrease fraud losses. SecurLOCK Communicate includes real-time, two-way SMS text for quicker fraud identification and prevention, as well as interactive voice and email fraud notification if no response is received from you by text or phone calls. This protection is only as good as the information we have on file for you so, please take the time to make sure your contact information is current.
Below is an example of an alert message:
FreeMsg: Bear State Bank Fraud Dept 8662423324: Suspicious txn on acct 111: $201.99 STORE. If authorized reply YES, otherwise reply NO. To Opt Out reply STOP.
If the reply is YES, the case will be closed as not fraud and you will receive the following response:
FreeMsg: Bear State Bank Fraud Dept: Thank you for confirming this activity. Your account is safe for continued use. To Opt Out reply STOP.
If the reply is NO, you will receive the following response:
FreeMsg: Bear State Bank Fraud Dept: Thank You. We will call you or you can call us at anytime at 866.242.3324. To Opt Out reply STOP.
Through this mobile app, you can control how, when and where your Bear State Debit Card is used. It is a simple and secure way to manage and monitor your payment transaction activity
It’s almost like having your own security support team, accessible 24/7! The app is free, easy to use and available through the Apple App store or Google Play.