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Love is in the Bear Referral Program

Money can't buy love, but a little love for the Bear is worth $50 for you and $50 for a friend or family member. How? Refer new customers and when they open an account, both you and your referral will each make $50. That's some serious love!

Existing Bear State Bank customers can refer their friends and family that do not already have a Bear State personal checking account. All current customers are eligible to refer- not just checking customers! Both the referrer and the new account holder will receive a $50 Visa Reward Card once the referral completes the below requirements:

  • Registers with ReferLive
  • Has one (1) or more direct deposits totaling at least $250, OR
  • Has ten (10) or more debit card transactions (excluding ATM withdrawals)

Earn up to $500 per calendar year simply by making referrals to Bear State Bank. Register with ReferLive and start earning $50 for those bear hugs!

Visa® Debit Card

Use your free Visa® Debit Card to check your balances, transfer funds, and withdraw cash 24 hours a day at ATMs across the country. Save the hassle of writing a check when you're out shopping - use your Debit Card to make purchases, and the money is drafted directly from your account. Just present your card, sign, and go wherever you see the Visa symbol.

  • No charge per transaction at ATMs owned by Bear State.
  • If you have our Thrive checking account, any ATM fees anywhere are free!
    • $2 charge for each transaction at ATMs not owned by Bear State.
    • $2 charge for balance inquiries at ATMs not owned by Bear State.
  • No charge for debit card purchases.

Safe Deposit Boxes

Bear State offers Safe Deposit Boxes at most of our locations for individuals, corporations, trusts, and non-profit organizations. Call or stop by the location most convenient for you and speak with a Customer Advocate for more information.